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Nearly One Million FHSAs Opened

Finance Canada said nearly one million Canadians had opened First Home Savings Accounts, which allow eligible buyers to save up to $40,000 toward a first home.

Department of Finance Canada said nearly one million Canadians had opened First Home Savings Accounts.

The account allows eligible Canadians to contribute up to $8,000 per year and up to $40,000 over a lifetime toward a first down payment.

FHSA withdrawals for a qualifying first home can generally be made tax-free when the account conditions are met.

Finance Canada also pointed to recent mortgage reforms, including 30-year amortizations for eligible first-time buyers purchasing new builds and an increase in the insured mortgage cap to $1.5 million.

The FHSA is one part of a wider federal housing-affordability package for first-time buyers.

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Filed under Housing. Source type: primary official material.

Housing benefits tax credits public finance compliance Finance Canada tax taxes credit refund

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